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The Paycheck Trap: Why Middle-Class Americans Still Feel Broke

The Paycheck Trap: Why Middle-Class Americans Still Feel Broke

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The Paycheck Trap: Why Middle-Class Americans Still Feel Broke
By Dr. Marcus Thorne, Ph.D.

Do you work hard, earn well, and still feel like there’s never enough?

You are not imagining it. You are trapped.

The Paycheck Trap exposes the hidden forces silently draining your income, designed to keep middle-class families on a treadmill of work without wealth. Drawing on seven years of research, analysis of over 50,000 household budgets, and interviews with real families, Dr. Marcus Thorne reveals the invisible architecture behind financial stress—and shows you exactly how to escape it.

Inside this book, you will discover:

  • Why official inflation numbers don’t match your reality—and how it secretly erodes your lifestyle

  • The “hidden taxes” that make your paycheck disappear before you even see it

  • How debt, mortgages, student loans, and retirement accounts may be working against you

  • The psychology keeping even smart people trapped in poor financial decisions

  • Tactical strategies to eliminate debt, diversify income, and turn your home, 401(k), and insurance into wealth-building tools

  • A 10-year escape plan tailored to your income, age, and lifestyle goals

This is more than a financial book. It is a complete blueprint for reclaiming your margin, regaining control, and building sustainable wealth—even in a system designed to keep you running in place.

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